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Small Finance Banks offering higher interest rates than commercial banks

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Bank FD is considered as the most preferred investment instrument to invest your hard-earned money as it is considered safer as compared to investments in mutual funds. Recently after the Reserve Bank of India (RBI) cut the repo rate in its Monetary Policy Review meet, all top lenders including the State Bank of India, ICICI Bank, HDFC Bank, Axis Bank, and others started cutting down their FD rates. The time limit for FD's is from 7 days to 7 years.
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